At Santechco, we aim to provide a simple, transparent, and secure checkout experience for all our customers. This Payment Policy outlines the accepted payment methods, security measures, and payment terms applicable to all purchases made on our website.
1. Accepted Payment Methods
We accept payments exclusively through major credit and debit card networks. Currently, we accept the following payment options:
Visa (Credit & Debit Cards)
Mastercard (Credit & Debit Cards)
2. Currency & Pricing
Billing Currency: All prices displayed on our website and charged at checkout are in US Dollars ($ USD).
Price Transparency: The total price calculated at checkout is the final amount you will pay. There are no hidden payment fees, administrative fees, or surcharge fees added for paying with Visa or Mastercard.
International Cards: If your Visa or Mastercard is issued outside the United States, your card issuer may apply a currency conversion fee or international transaction fee according to your bank’s agreement. Santechco is not responsible for any additional bank fees incurred.
3. Payment Processing & Security
Your payment security is our highest priority.
PCI-DSS Compliance: All payment transactions are processed securely through PCI-DSS (Payment Card Industry Data Security Standard) compliant third-party payment gateways.
SSL Encryption: Our website uses industry-standard 256-bit Secure Sockets Layer (SSL) / Transport Layer Security (TLS) encryption to protect your sensitive card data during transmission.
No Card Storage:Santechcodoes not collect, store, view, or process your full credit card number or CVV/CVC security code on our servers. All transaction authorizations are handled directly by secure payment processors.
4. Order Payment Authorization
Immediate Processing: When you place an order, your Visa or Mastercard will be authorized and charged immediately for the total order amount.
Billing Verification: To protect against fraud, your billing name, address, and phone number must match the information associated with your credit/debit card account. Orders that fail billing address verification (AVS) or CVV check may be automatically declined or subject to additional manual review.
